/* ============================================================
   END TO END WELFARE — Honouring Life With Dignity
   Main Stylesheet
   ============================================================ */

/* --- Variables & Reset --- */
:root {
    --primary: #1C3A6E;
    --primary-dark: #122849;
    --primary-light: #2A508F;
    --gold: #C5A028;
    --gold-light: #E2C05A;
    --gold-dark: #9E7E1A;
    --white: #FFFFFF;
    --off-white: #F8F6F1;
    --light-gray: #F0EDE6;
    --mid-gray: #C8C0B0;
    --text: #2D2D2D;
    --text-muted: #6B6B6B;
    --border: #E0DAD0;
    --shadow: rgba(28, 58, 110, 0.12);
    --shadow-lg: rgba(28, 58, 110, 0.2);
    --transition: 0.3s ease;
    --radius: 8px;
    --radius-lg: 16px;
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;
    --container: 1200px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: var(--font-body);
    color: var(--text);
    background: var(--white);
    line-height: 1.6;
    overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; transition: color var(--transition); }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

.container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
}

/* ============================================================
   TOPBAR
   ============================================================ */
.topbar {
    background: var(--primary-dark);
    color: rgba(255,255,255,0.85);
    font-size: 0.82rem;
    padding: 8px 0;
    border-bottom: 2px solid var(--gold);
}
.topbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
}
.topbar-left { display: flex; gap: 24px; flex-wrap: wrap; }
.topbar-left span { display: flex; align-items: center; gap: 6px; }
.topbar-left i, .topbar-right i { color: var(--gold-light); }
.topbar-right { display: flex; gap: 14px; align-items: center; }
.topbar-right a {
    color: rgba(255,255,255,0.8);
    font-size: 0.9rem;
    transition: color var(--transition);
}
.topbar-right a:hover { color: var(--gold-light); }

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
    background: var(--white);
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 16px var(--shadow);
    transition: background var(--transition), box-shadow var(--transition);
}
.navbar.scrolled {
    background: rgba(255,255,255,0.97);
    box-shadow: 0 4px 24px var(--shadow-lg);
}
.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}
.navbar-brand { display: flex; align-items: center; gap: 12px; }
.logo-wrap { display: flex; align-items: center; gap: 12px; }
.logo-icon {
    width: 48px; height: 48px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: var(--gold-light);
    font-size: 1.3rem;
    flex-shrink: 0;
    box-shadow: 0 4px 12px var(--shadow);
}
.site-logo-img {
    width: 52px; height: 52px;
    border-radius: 50%;
    object-fit: cover;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(0,0,0,0.18);
    border: 2px solid var(--gold);
}
.footer-logo-img {
    width: 48px; height: 48px;
    border-radius: 50%;
    object-fit: cover;
    flex-shrink: 0;
    border: 2px solid rgba(197,160,40,0.5);
}
.logo-text { display: flex; flex-direction: column; }
.logo-name {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary);
    line-height: 1.2;
}
.logo-tagline {
    font-size: 0.68rem;
    color: var(--gold-dark);
    font-weight: 500;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

/* Nav Menu */
.nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
}
.nav-menu > li { position: relative; }
.nav-menu > li > a {
    display: block;
    padding: 8px 14px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text);
    border-radius: 6px;
    transition: color var(--transition), background var(--transition);
}
.nav-menu > li > a:hover,
.nav-menu > li > a.active {
    color: var(--primary);
    background: rgba(28, 58, 110, 0.07);
}
.nav-menu > li > a.active { font-weight: 600; }

.nav-cta {
    background: var(--gold) !important;
    color: var(--primary-dark) !important;
    font-weight: 600 !important;
    padding: 10px 22px !important;
    border-radius: 50px !important;
    margin-left: 8px;
    box-shadow: 0 4px 12px rgba(197,160,40,0.35);
    transition: background var(--transition), box-shadow var(--transition), transform var(--transition) !important;
}
.nav-cta:hover {
    background: var(--gold-dark) !important;
    box-shadow: 0 6px 20px rgba(197,160,40,0.45) !important;
    transform: translateY(-2px);
}

/* Dropdown */
.has-dropdown { position: relative; }
.dropdown {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: 0 8px 32px var(--shadow-lg);
    min-width: 210px;
    border-top: 3px solid var(--gold);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: all var(--transition);
    z-index: 200;
}
.has-dropdown:hover .dropdown {
    opacity: 1; visibility: visible; transform: translateY(0);
}
.dropdown li a {
    display: block;
    padding: 10px 18px;
    font-size: 0.88rem;
    color: var(--text);
    transition: background var(--transition), color var(--transition), padding var(--transition);
    border-bottom: 1px solid var(--border);
}
.dropdown li:last-child a { border-bottom: none; }
.dropdown li a:hover { background: var(--off-white); color: var(--primary); padding-left: 24px; }

/* Mobile Toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    background: none;
    border: none;
}
.nav-toggle span {
    display: block; width: 26px; height: 2px;
    background: var(--primary);
    transition: all var(--transition);
    border-radius: 2px;
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
    position: relative;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, var(--primary-light) 100%);
    overflow: hidden;
    min-height: 90vh;
    display: flex;
    align-items: center;
}
.hero::before {
    content: '';
    position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner {
    position: relative;
    z-index: 1;
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}
.hero-content { color: var(--white); }
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(197,160,40,0.2);
    border: 1px solid rgba(197,160,40,0.4);
    color: var(--gold-light);
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 0.82rem;
    font-weight: 500;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    margin-bottom: 24px;
}
.hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2.2rem, 4.5vw, 3.6rem);
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 20px;
}
.hero-title .highlight { color: var(--gold-light); }
.hero-subtitle {
    font-size: 1.1rem;
    color: rgba(255,255,255,0.8);
    margin-bottom: 36px;
    line-height: 1.7;
    max-width: 480px;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
.btn-primary {
    background: var(--gold);
    color: var(--primary-dark);
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.95rem;
    transition: all var(--transition);
    box-shadow: 0 4px 16px rgba(197,160,40,0.4);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}
.btn-primary:hover {
    background: var(--gold-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(197,160,40,0.5);
    color: var(--white);
}
.btn-secondary {
    background: transparent;
    color: var(--white);
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.95rem;
    border: 2px solid rgba(255,255,255,0.5);
    transition: all var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}
.btn-secondary:hover {
    background: rgba(255,255,255,0.1);
    border-color: var(--white);
}
.btn-outline-primary {
    background: transparent;
    color: var(--primary);
    padding: 12px 28px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.9rem;
    border: 2px solid var(--primary);
    transition: all var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}
.btn-outline-primary:hover { background: var(--primary); color: var(--white); }

.hero-stats {
    display: flex;
    gap: 32px;
    margin-top: 48px;
    padding-top: 32px;
    border-top: 1px solid rgba(255,255,255,0.15);
}
.stat-item { text-align: center; }
.stat-number {
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 700;
    color: var(--gold-light);
    line-height: 1;
}
.stat-label { font-size: 0.78rem; color: rgba(255,255,255,0.65); margin-top: 4px; text-transform: uppercase; letter-spacing: 0.04em; }

.hero-visual { display: flex; justify-content: center; align-items: center; }
.hero-card-stack {
    position: relative;
    width: 100%;
    max-width: 440px;
}
.hero-main-card {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: var(--radius-lg);
    padding: 40px;
    color: var(--white);
    text-align: center;
}
.hero-main-card .card-icon {
    width: 80px; height: 80px;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px;
    font-size: 2rem;
    color: var(--primary-dark);
    box-shadow: 0 8px 24px rgba(197,160,40,0.4);
}
.hero-main-card h3 { font-family: var(--font-heading); font-size: 1.5rem; margin-bottom: 12px; }
.hero-main-card p { color: rgba(255,255,255,0.8); font-size: 0.9rem; line-height: 1.6; }

.float-badge {
    position: absolute;
    background: var(--white);
    border-radius: var(--radius);
    padding: 12px 18px;
    box-shadow: 0 8px 24px var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--primary);
    animation: floatBadge 3s ease-in-out infinite;
}
.float-badge i { color: var(--gold); font-size: 1.1rem; }
.float-badge-1 { top: -16px; right: -16px; animation-delay: 0s; }
.float-badge-2 { bottom: -16px; left: -16px; animation-delay: 1.5s; }
@keyframes floatBadge {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

/* ============================================================
   SECTIONS COMMON
   ============================================================ */
section { padding: 80px 0; }
.section-tag {
    display: inline-flex; align-items: center; gap: 8px;
    color: var(--gold-dark); font-size: 0.8rem; font-weight: 600;
    text-transform: uppercase; letter-spacing: 0.08em;
    margin-bottom: 12px;
}
.section-tag::before, .section-tag::after {
    content: ''; display: block; width: 24px; height: 1px; background: var(--gold);
}
.section-title {
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3vw, 2.6rem);
    font-weight: 700;
    color: var(--primary);
    line-height: 1.2;
    margin-bottom: 16px;
}
.section-subtitle {
    color: var(--text-muted);
    font-size: 1rem;
    max-width: 600px;
    line-height: 1.7;
}
.section-header { margin-bottom: 52px; }
.section-header.centered { text-align: center; }
.section-header.centered .section-subtitle { margin: 0 auto; }
.section-header.centered .section-tag { justify-content: center; }
.bg-light { background: var(--off-white); }
.bg-primary { background: var(--primary); color: var(--white); }
.bg-primary .section-title { color: var(--white); }
.bg-primary .section-subtitle { color: rgba(255,255,255,0.75); }
.bg-primary .section-tag { color: var(--gold-light); }

/* ============================================================
   ABOUT STRIP
   ============================================================ */
.about-strip {
    padding: 80px 0;
}
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}
.about-image-wrap { position: relative; }
.about-image {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 16px 48px var(--shadow-lg);
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    min-height: 420px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.about-image-placeholder {
    text-align: center;
    color: rgba(255,255,255,0.7);
    padding: 40px;
}
.about-image-placeholder i { font-size: 5rem; color: var(--gold-light); margin-bottom: 16px; }
.about-image-placeholder p { font-size: 0.9rem; }
.about-badge-float {
    position: absolute;
    bottom: -24px; right: -24px;
    background: var(--gold);
    color: var(--primary-dark);
    border-radius: var(--radius);
    padding: 20px 24px;
    text-align: center;
    box-shadow: 0 8px 24px rgba(197,160,40,0.4);
}
.about-badge-float .big-num {
    font-family: var(--font-heading);
    font-size: 2.4rem;
    font-weight: 700;
    line-height: 1;
}
.about-badge-float p { font-size: 0.78rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; }
.about-text { padding-left: 16px; }
.about-intro { color: var(--text-muted); margin-bottom: 24px; line-height: 1.75; }
.about-points { margin: 28px 0; display: flex; flex-direction: column; gap: 14px; }
.about-point {
    display: flex; align-items: flex-start; gap: 14px;
    padding: 14px 18px;
    background: var(--off-white);
    border-radius: var(--radius);
    border-left: 3px solid var(--gold);
}
.about-point i { color: var(--gold-dark); font-size: 1rem; margin-top: 2px; }
.about-point span { font-size: 0.92rem; color: var(--text); line-height: 1.5; }

/* ============================================================
   VMV SECTION
   ============================================================ */
.vmv-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.vmv-card {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-lg);
    padding: 40px 32px;
    text-align: center;
    transition: transform var(--transition), background var(--transition);
}
.vmv-card:hover {
    transform: translateY(-6px);
    background: rgba(255,255,255,0.12);
}
.vmv-icon {
    width: 64px; height: 64px;
    background: rgba(197,160,40,0.2);
    border: 1px solid rgba(197,160,40,0.4);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px;
    font-size: 1.5rem;
    color: var(--gold-light);
}
.vmv-card h3 {
    font-family: var(--font-heading);
    font-size: 1.3rem;
    color: var(--white);
    margin-bottom: 14px;
}
.vmv-card p { color: rgba(255,255,255,0.75); font-size: 0.9rem; line-height: 1.7; }
.vmv-values-list {
    display: flex; flex-wrap: wrap; gap: 10px;
    justify-content: center;
    margin-top: 14px;
}
.value-tag {
    background: rgba(197,160,40,0.2);
    border: 1px solid rgba(197,160,40,0.3);
    color: var(--gold-light);
    padding: 5px 14px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 500;
}

/* ============================================================
   SERVICES
   ============================================================ */
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.service-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    border: 1px solid var(--border);
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
}
.service-card::before {
    content: '';
    position: absolute; top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--transition);
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 16px 40px var(--shadow-lg); border-color: transparent; }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
    width: 60px; height: 60px;
    background: linear-gradient(135deg, rgba(28,58,110,0.08), rgba(28,58,110,0.04));
    border-radius: var(--radius);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem;
    color: var(--primary);
    margin-bottom: 20px;
    transition: background var(--transition), color var(--transition);
}
.service-card:hover .service-icon { background: var(--primary); color: var(--gold-light); }
.service-card h3 {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    color: var(--primary);
    margin-bottom: 10px;
}
.service-card p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.7; }
.service-link {
    display: inline-flex; align-items: center; gap: 6px;
    color: var(--gold-dark);
    font-size: 0.85rem;
    font-weight: 600;
    margin-top: 18px;
    transition: gap var(--transition);
}
.service-link:hover { gap: 10px; }

/* ============================================================
   MEMBERSHIP PLANS
   ============================================================ */
.plans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.plan-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    text-align: center;
    transition: all var(--transition);
    position: relative;
}
.plan-card.featured {
    background: var(--primary);
    border-color: var(--primary);
    transform: scale(1.04);
    box-shadow: 0 20px 48px var(--shadow-lg);
}
.plan-badge {
    position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
    background: var(--gold);
    color: var(--primary-dark);
    padding: 4px 18px;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.plan-name {
    font-family: var(--font-heading);
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}
.plan-card.featured .plan-name { color: var(--gold-light); }
.plan-price {
    font-family: var(--font-heading);
    font-size: 2.2rem;
    font-weight: 700;
    color: var(--primary);
    line-height: 1;
    margin: 16px 0 4px;
}
.plan-card.featured .plan-price { color: var(--white); }
.plan-period { font-size: 0.82rem; color: var(--text-muted); margin-bottom: 24px; }
.plan-card.featured .plan-period { color: rgba(255,255,255,0.6); }
.plan-features {
    border-top: 1px solid var(--border);
    padding-top: 20px;
    margin-bottom: 28px;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.plan-card.featured .plan-features { border-color: rgba(255,255,255,0.15); }
.plan-feature {
    display: flex; align-items: center; gap: 10px;
    font-size: 0.88rem; color: var(--text);
    text-align: left;
}
.plan-card.featured .plan-feature { color: rgba(255,255,255,0.85); }
.plan-feature i { color: var(--gold-dark); font-size: 0.9rem; flex-shrink: 0; }
.plan-card.featured .plan-feature i { color: var(--gold-light); }
.plan-card:not(.featured):hover { transform: translateY(-6px); box-shadow: 0 16px 40px var(--shadow-lg); }

/* ============================================================
   PROCESS / STEPS
   ============================================================ */
.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    position: relative;
}
.process-steps::before {
    content: '';
    position: absolute;
    top: 32px; left: 80px; right: 80px;
    height: 2px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
    z-index: 0;
}
.step-item { text-align: center; position: relative; z-index: 1; }
.step-num {
    width: 64px; height: 64px;
    background: var(--white);
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px;
    font-family: var(--font-heading);
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--primary);
    box-shadow: 0 4px 16px var(--shadow);
    transition: all var(--transition);
}
.step-item:hover .step-num { background: var(--gold); color: var(--primary-dark); }
.step-item h4 { font-weight: 600; color: var(--primary); margin-bottom: 8px; }
.step-item p { font-size: 0.87rem; color: var(--text-muted); line-height: 1.6; }

/* ============================================================
   FAQ
   ============================================================ */
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.faq-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    transition: box-shadow var(--transition);
}
.faq-item:hover { box-shadow: 0 4px 20px var(--shadow); }
.faq-question {
    padding: 18px 22px;
    font-weight: 600;
    font-size: 0.93rem;
    color: var(--primary);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    user-select: none;
}
.faq-question i {
    color: var(--gold-dark);
    transition: transform var(--transition);
    flex-shrink: 0;
    font-size: 0.85rem;
}
.faq-item.open .faq-question i { transform: rotate(180deg); }
.faq-answer {
    padding: 0 22px;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s ease;
}
.faq-item.open .faq-answer {
    max-height: 300px;
    padding: 0 22px 18px;
}
.faq-answer p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.7; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.testimonial-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px 28px;
    position: relative;
    transition: box-shadow var(--transition);
}
.testimonial-card:hover { box-shadow: 0 12px 36px var(--shadow-lg); }
.testimonial-card::before {
    content: '"';
    position: absolute; top: 16px; left: 24px;
    font-family: var(--font-heading);
    font-size: 5rem;
    line-height: 1;
    color: var(--gold);
    opacity: 0.25;
}
.testimonial-stars { color: var(--gold); margin-bottom: 16px; font-size: 0.85rem; }
.testimonial-text { font-size: 0.9rem; color: var(--text-muted); line-height: 1.75; margin-bottom: 24px; }
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.author-avatar {
    width: 46px; height: 46px; border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    display: flex; align-items: center; justify-content: center;
    color: var(--white); font-size: 1.1rem; font-weight: 700;
    font-family: var(--font-heading);
    flex-shrink: 0;
}
.author-name { font-weight: 600; font-size: 0.9rem; color: var(--primary); }
.author-location { font-size: 0.78rem; color: var(--text-muted); }

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    padding: 72px 0;
    position: relative;
    overflow: hidden;
    text-align: center;
}
.cta-banner::after {
    content: '';
    position: absolute; top: -50%; right: -10%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(197,160,40,0.15), transparent 70%);
    border-radius: 50%;
}
.cta-banner h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3vw, 2.6rem);
    color: var(--white);
    margin-bottom: 16px;
}
.cta-banner p { color: rgba(255,255,255,0.75); margin-bottom: 36px; max-width: 560px; margin-left: auto; margin-right: auto; }
.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    padding: 64px 0 52px;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.page-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.page-hero-inner { position: relative; z-index: 1; }
.breadcrumb {
    display: flex; align-items: center; gap: 8px;
    justify-content: center;
    font-size: 0.82rem;
    color: rgba(255,255,255,0.6);
    margin-bottom: 16px;
}
.breadcrumb a { color: rgba(255,255,255,0.7); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb i { font-size: 0.6rem; }
.page-hero h1 {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 4vw, 3rem);
    color: var(--white);
    margin-bottom: 12px;
}
.page-hero p { color: rgba(255,255,255,0.75); font-size: 1rem; max-width: 560px; margin: 0 auto; }

/* ============================================================
   GALLERY
   ============================================================ */
.gallery-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.gallery-item {
    border-radius: var(--radius);
    overflow: hidden;
    aspect-ratio: 4/3;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    position: relative;
    cursor: pointer;
    transition: transform var(--transition);
}
.gallery-item:hover { transform: scale(1.02); }
.gallery-item img { width: 100%; height: 100%; object-fit: cover; }
.gallery-placeholder {
    width: 100%; height: 100%;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.6);
    text-align: center;
    padding: 20px;
}
.gallery-placeholder i { font-size: 2.5rem; color: var(--gold-light); margin-bottom: 10px; }

/* ============================================================
   CONTACT SECTION
   ============================================================ */
.contact-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 48px; align-items: start; }
.contact-info { display: flex; flex-direction: column; gap: 20px; }
.contact-info-card {
    background: var(--off-white);
    border-radius: var(--radius);
    padding: 22px 24px;
    display: flex; gap: 16px; align-items: flex-start;
    border-left: 3px solid var(--gold);
}
.contact-info-icon {
    width: 44px; height: 44px;
    background: var(--primary);
    border-radius: var(--radius);
    display: flex; align-items: center; justify-content: center;
    color: var(--gold-light);
    font-size: 1rem;
    flex-shrink: 0;
}
.contact-info-text h4 { font-weight: 600; color: var(--primary); margin-bottom: 4px; font-size: 0.92rem; }
.contact-info-text p, .contact-info-text a { font-size: 0.88rem; color: var(--text-muted); }
.contact-info-text a:hover { color: var(--primary); }

/* Contact Form */
.contact-form-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: 0 8px 32px var(--shadow);
}
.contact-form-card h3 { font-family: var(--font-heading); font-size: 1.4rem; color: var(--primary); margin-bottom: 8px; }
.contact-form-card p { font-size: 0.88rem; color: var(--text-muted); margin-bottom: 28px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 500; color: var(--text); margin-bottom: 6px; }
.form-group input,
.form-group textarea,
.form-group select {
    width: 100%;
    padding: 11px 16px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    font-family: var(--font-body);
    font-size: 0.9rem;
    color: var(--text);
    background: var(--white);
    transition: border-color var(--transition), box-shadow var(--transition);
    outline: none;
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(28,58,110,0.08);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.alert { padding: 12px 18px; border-radius: var(--radius); font-size: 0.88rem; margin-bottom: 16px; }
.alert-success { background: #ecfdf5; color: #065f46; border: 1px solid #a7f3d0; }
.alert-error { background: #fef2f2; color: #991b1b; border: 1px solid #fecaca; }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer { background: var(--primary-dark); color: rgba(255,255,255,0.8); }
.footer-main { padding: 64px 0 40px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 40px; }
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.footer-about { font-size: 0.88rem; line-height: 1.75; color: rgba(255,255,255,0.65); margin-bottom: 24px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a {
    width: 36px; height: 36px;
    background: rgba(255,255,255,0.08);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.7);
    font-size: 0.88rem;
    transition: background var(--transition), color var(--transition);
}
.footer-social a:hover { background: var(--gold); color: var(--primary-dark); }
.footer-heading {
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    position: relative;
    padding-bottom: 10px;
}
.footer-heading::after {
    content: '';
    position: absolute; bottom: 0; left: 0;
    width: 28px; height: 2px;
    background: var(--gold);
}
.footer-links { display: flex; flex-direction: column; gap: 8px; }
.footer-links a {
    font-size: 0.87rem;
    color: rgba(255,255,255,0.65);
    display: flex; align-items: center; gap: 8px;
    transition: color var(--transition), padding var(--transition);
}
.footer-links a i { font-size: 0.65rem; color: var(--gold); }
.footer-links a:hover { color: var(--gold-light); padding-left: 4px; }
.footer-contact { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.footer-contact li {
    display: flex; align-items: flex-start; gap: 10px;
    font-size: 0.87rem; color: rgba(255,255,255,0.65);
}
.footer-contact li i { color: var(--gold); margin-top: 2px; flex-shrink: 0; }
.footer-contact a { color: rgba(255,255,255,0.65); transition: color var(--transition); }
.footer-contact a:hover { color: var(--gold-light); }
.footer-hours { background: rgba(255,255,255,0.05); border-radius: var(--radius); padding: 14px 16px; }
.footer-hours h5 { font-size: 0.82rem; font-weight: 600; color: var(--white); margin-bottom: 8px; }
.footer-hours h5 i { color: var(--gold); }
.footer-hours p { font-size: 0.82rem; color: rgba(255,255,255,0.6); }
.footer-hours .urgent { color: var(--gold-light); font-weight: 600; margin-top: 4px; }
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding: 20px 0;
    display: flex;
}
.footer-bottom .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; width: 100%; }
.footer-bottom p { font-size: 0.83rem; color: rgba(255,255,255,0.5); }
.footer-legal { display: flex; gap: 20px; }
.footer-legal a { font-size: 0.83rem; color: rgba(255,255,255,0.5); transition: color var(--transition); }
.footer-legal a:hover { color: var(--gold-light); }

/* ============================================================
   SCROLL TO TOP
   ============================================================ */
.scroll-top {
    position: fixed;
    bottom: 28px; right: 28px;
    width: 46px; height: 46px;
    background: var(--gold);
    color: var(--primary-dark);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.9rem;
    box-shadow: 0 4px 16px rgba(197,160,40,0.4);
    opacity: 0; visibility: hidden;
    transition: all var(--transition);
    z-index: 900;
}
.scroll-top.visible { opacity: 1; visibility: visible; }
.scroll-top:hover { background: var(--gold-dark); transform: translateY(-3px); }

/* WhatsApp Float */
.whatsapp-float {
    position: fixed;
    bottom: 88px; right: 28px;
    width: 52px; height: 52px;
    background: #25D366;
    color: var(--white);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem;
    box-shadow: 0 4px 20px rgba(37,211,102,0.4);
    z-index: 900;
    transition: all var(--transition);
    animation: whatsappPulse 2.5s ease-in-out infinite;
}
.whatsapp-float:hover { background: #1ebe5d; transform: scale(1.08); }
@keyframes whatsappPulse {
    0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); }
    50% { box-shadow: 0 4px 32px rgba(37,211,102,0.7); }
}

/* ============================================================
   FORMS — Register / Claims
   ============================================================ */
.form-page-grid { display: grid; grid-template-columns: 1fr 1.8fr; gap: 48px; align-items: start; }
.form-info-card {
    background: var(--primary);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    color: var(--white);
    position: sticky;
    top: 90px;
}
.form-info-card h3 { font-family: var(--font-heading); font-size: 1.3rem; margin-bottom: 16px; color: var(--gold-light); }
.form-info-card ul { display: flex; flex-direction: column; gap: 12px; }
.form-info-card li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.88rem; color: rgba(255,255,255,0.8); }
.form-info-card li i { color: var(--gold-light); margin-top: 2px; }
.main-form-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 44px;
    box-shadow: 0 8px 32px var(--shadow);
}
.main-form-card h2 { font-family: var(--font-heading); font-size: 1.6rem; color: var(--primary); margin-bottom: 8px; }
.main-form-card .sub { font-size: 0.88rem; color: var(--text-muted); margin-bottom: 32px; }
.form-divider { border: none; border-top: 1px solid var(--border); margin: 24px 0; }
.form-section-title { font-weight: 600; font-size: 0.88rem; color: var(--primary); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 18px; }

/* ============================================================
   POLICY PAGES
   ============================================================ */
.policy-content { max-width: 820px; margin: 0 auto; }
.policy-content h2 { font-family: var(--font-heading); font-size: 1.5rem; color: var(--primary); margin: 36px 0 12px; }
.policy-content h3 { font-size: 1.1rem; color: var(--primary); margin: 24px 0 8px; font-weight: 600; }
.policy-content p { color: var(--text-muted); line-height: 1.8; margin-bottom: 14px; font-size: 0.93rem; }
.policy-content ul { margin: 10px 0 14px 20px; display: flex; flex-direction: column; gap: 6px; }
.policy-content ul li { color: var(--text-muted); font-size: 0.92rem; line-height: 1.6; list-style: disc; }
.policy-date { font-size: 0.83rem; color: var(--text-muted); margin-bottom: 32px; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
    .services-grid, .plans-grid { grid-template-columns: repeat(2, 1fr); }
    .vmv-grid { grid-template-columns: repeat(3, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
    .form-page-grid { grid-template-columns: 1fr; }
    .form-info-card { position: static; }
}

@media (max-width: 768px) {
    section { padding: 56px 0; }
    .topbar-left { display: none; }
    .nav-toggle { display: flex; }
    .nav-menu {
        display: none;
        position: fixed; top: 0; right: 0; bottom: 0;
        width: 280px;
        background: var(--white);
        flex-direction: column;
        padding: 80px 24px 24px;
        box-shadow: -8px 0 32px var(--shadow-lg);
        z-index: 999;
        gap: 4px;
        overflow-y: auto;
    }
    .nav-menu.open { display: flex; }
    .nav-menu > li > a { padding: 12px 16px; border-radius: var(--radius); }
    .dropdown {
        position: static; opacity: 1; visibility: visible;
        transform: none; box-shadow: none;
        border: none; background: var(--off-white);
        margin-top: 4px; border-radius: var(--radius);
        display: none;
    }
    .has-dropdown.open .dropdown { display: block; }
    .nav-cta { margin-left: 0; margin-top: 8px; text-align: center; }
    .hero { min-height: 100vh; padding: 40px 0 60px; }
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero-visual { display: none; }
    .about-grid, .contact-grid { grid-template-columns: 1fr; }
    .about-text { padding-left: 0; }
    .about-badge-float { position: static; margin-top: 20px; display: inline-block; }
    .vmv-grid, .services-grid { grid-template-columns: 1fr; }
    .plans-grid { grid-template-columns: 1fr; }
    .plan-card.featured { transform: none; }
    .process-steps { grid-template-columns: repeat(2, 1fr); }
    .process-steps::before { display: none; }
    .faq-grid, .testimonials-grid { grid-template-columns: 1fr; }
    .gallery-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr; gap: 24px; }
    .form-row { grid-template-columns: 1fr; }
    .main-form-card { padding: 28px 20px; }
    .contact-form-card { padding: 28px 20px; }
}

@media (max-width: 480px) {
    .hero-stats { flex-direction: column; gap: 20px; align-items: flex-start; }
    .gallery-grid { grid-template-columns: 1fr; }
    .hero-actions { flex-direction: column; align-items: flex-start; }
    .cta-actions { flex-direction: column; align-items: center; }
}